Business Banking

The Value of Your Business BUSINESS MANAGEMENT Organization Structures BUSINESS MANAGEMENT Do you consider yourself a risk taker? BUSINESS MANAGEMENT Money Management BUSINESS MANAGEMENT How many weeks of vacation do you take a year? BUSINESS MANAGEMENT Accounts Receivable Analysis BUSINESS MANAGEMENT Becoming the Boss BUSINESS MANAGEMENT Business Inventory Requirements BUSINESS MANAGEMENT

What benefit is most requested by your employees? EMPLOYMENT BASICS Do you have more employees or independent contractors working for you? EMPLOYMENT BASICS Do you have a training plan in place for new hires? EMPLOYMENT BASICS Do you offer performance bonuses to your employees? EMPLOYMENT BASICS Total Employee Compensation Package EMPLOYMENT BASICS Negotiating with Prospective

Becoming the Boss BUSINESS MANAGEMENT How frequently do you turnover your inventory BUSINESS MANAGEMENT How many weeks of vacation do you take a year? BUSINESS MANAGEMENT The Value of Your Business BUSINESS MANAGEMENT Managing Your Inventory BUSINESS MANAGEMENT Business Inventory Requirements BUSINESS MANAGEMENT Do you consider yourself a risk taker? BUSINESS MANAGEMENT Determine Your Working

Do you operate your business on a cash or accrual basis? BUSINESS FINANCE Calculate a Business Loan Payment BUSINESS FINANCE How long do you take to collect receivables? BUSINESS FINANCE Do you use an accounting software package to run your business BUSINESS FINANCE Purchase or Lease Equipment BUSINESS FINANCE Managing Cash Flow BUSINESS FINANCE Have

What is your competitive advantage? GROWING YOUR BUSINESS Selling Your Products Online GROWING YOUR BUSINESS Pay-per-Click Advertising ROI GROWING YOUR BUSINESS Where do you spend the majority of your marketing dollars? GROWING YOUR BUSINESS Social Media Marketing GROWING YOUR BUSINESS Calculate Customer Lifetime Value GROWING YOUR BUSINESS Calculate Your Conversion Rate GROWING YOUR BUSINESS Do

Where did you start your business from? STARTING A BUSINESS Do you have a written business plan for your company? STARTING A BUSINESS Is your business local, national or global in scope? STARTING A BUSINESS Did you start your business yourself or buy an existing one? STARTING A BUSINESS Creating a Business Plan STARTING A

ow to Make the Switch Step 1 Open Your Business Account Find the perfect business checking account that fits the needs of your business. Then, schedule an appointment with our experienced business banking team to open your account. Step 2 Set Up Your Support Easily manage your business account on the go by downloading the FNBT Business mobile app. Keep your finances

Every individual can take simple steps to improve cybersecurity and protect yourself online. HBI Bank Bank and Trust is here to help. Video Resources Instructional videos to guide you through the process. Business Banking Security Click on the image below to open the video. Employee & Insider Fraud Click on the image below to open

Optimize your benefits package and deliver greater value to your employees – without breaking the bank – with our FREE Bank at Work Program.  Bringing Banking to the Workplace with Employer Benefits Empower your employees with a wide range of banking products and services designed to help them achieve their financial goals.  Reduced Payroll Administration

Use your eligible FNBT business debit Mastercard to save on things that make doing business easier. You’ll receive Easy Savings rebates on top of other merchant discounts. DRIVE & SAVE Save 1-5% on fuel, vehicle maintenance and car rentals from participating providers including:Avis, Budget, and over 19,000 national brand gas stations. DINE & SAVE Earn a