Why bank with FNBT? We want to reward you for being part of our customer family by offering additional benefits that other local banks don't have.
How Do You Get Rewarded?
FNBT rewards you in several ways: using your debit card, referring friends, submitting kids good grades, home loan fee discounts, and checking account perks.
Earn Rewards Points Several Ways
- Automatically receive points just for using your FNBT Debit Mastercard®
- Refer friends or family online to open a FNBT checking account or fill out a teller handout
- Respond to debit card usage offers received in the mail
- Participate in offers sponsored by Mastercard®
- Shopping with major retailers in our Rewards Center
Checking Account Perks with 
- Included with the one Account, Privilege Plus Checking and Free Bank at Work Program
- A suite of BaZing benefits
Mortgage Loan Specials
- Discounted closing costs offers
- Open a Home Equity Loan with no up front costs or fees
Kids Get Cash for Good Grades
- Start your kid's First Choice Savings account by bringing in their school year report card to receive cash for each A or have the money deposited into the savings account.
- Parents can request the Good Grades cash award at the branch or online during the annual promotion, late May to mid-July.
Free Financial Education Center and Resources
- FNBT offers free, online courses and other resources for consumers and small businesses through our partner, EVERFI, Inc.
Not part of our family? FNBT provides banking and lending services throughout Southern Wisconsin and Northern Illinois. We have branches conveniently in Beloit, Clinton, Argyle, Darien, Delavan, Elkhorn, Janesville, Monroe, Walworth, and Williams Bay, WI and Rockton, Roscoe, and Winnebago, IL.
